Ordering an appraisal from WalshStreet Appraisals

Year after year, thousands of people in California purchase, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. Even though there are a multiplying number of automated home valuation methods that may appear to be more prudent than an appraisal, practically all lenders still need a local expert because the stakes are incredibly high. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are other situations when the services of a certified, independent real estate professional could be beneficial.

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Challenge your tax assessment in Los Angeles County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from WalshStreet Appraisals is your best evidence. At WalshStreet Appraisals,we can assist you in disputing your tax assessment.

PMI removal will lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, many lenders ask home buyers to purchase an added insurance plan. That policy is Private Mortgage Insurance, or PMI. Most often, this added payment is bundled into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.

WalshStreet Appraisals will provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from WalshStreet Appraisals

A divorce is often complicated by the burdensome decision of who maintains the property, and it can be an especially traumatic event for both parties. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from WalshStreet Appraisals, regardless of the circumstances.

The parties will have a good idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with WalshStreet AppraisalsSettling an estate

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

WalshStreet Appraisals can assist you in relocating to or from Los Angeles County

Moving due to a job change is a real pain, and we understand. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide input on the positive features of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price with an appraisal from WalshStreet Appraisals

A professional appraisal will help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we report, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.