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There are lots of reasons people call on WalshStreet Inc.
Thousands of people in California purchase, sell or refinance their home each month. Most of these transactions have a simple line item for an appraisal.
While there are a developing number of automated home valuation systems that might seem less expensive than an appraisal, nearly all lenders still want a local expert because the stakes are incredibly high.
But is securing a mortgage the only reason to acquire an appraisal? Are there other times when the services of a licensed, independent real estate professional could come in handy? You bet there are.
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If you're planning on any transaction where the value of your property is a factor, you should contact WalshStreet Inc.. Just click here.
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Let WalshStreet Inc. help you dispute your tax assessment in Los Angeles County
It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your real estate, so if prices have gone down in your area, you can challenge your assessment and save money.
An appraisal from WalshStreet Inc. is your best evidence when building your case.
We're capable of assisting you in appealing your tax assessment.
Let WalshStreet Inc. help you get rid of PMI to lower your mortgage payment
Private Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask homeowners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the property.
This additional payment is often bundled into the monthly mortgage payment and is promptly forgotten.
PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate.
In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, WalshStreet Inc. can produce a statement regarding the value of your home. The cost of the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stress
A divorce is an especially traumatic event for the parties involved, and it is often further complicated by the strenuous decision of who keeps the home.
So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from WalshStreet Inc., regardless of the situation.
The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Accurate and fair estate liquidation with WalshStreet Inc.Settling an estate
The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved.
The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters.
A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.
Relocating to or from Los Angeles County
Employee relocation can be a real pain, and we understand.
That being said, we take great care in organizing a convenient appointment time for the appraisal inspection.
During our thorough process, we suggest relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.
Selling your home quickly at the right price
Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price.
An appraiser has no vested interest in what amount the house sells for, unlike real estate agents.
The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to complete the appraisal.
On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make.
Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.
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