Ordering an appraisal from WalshStreet Appraisals
To a lot of us, an appraisal is simply a line item on the settlement sheet for a home purchase or refinance.
Almost all lenders still need a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation systems that might seem cheaper than an appraisal.
You might believe that getting a mortgage is the only basis for getting an appraisal, but there are additional instances when the services of a certified, independent real estate professional could be beneficial.
Order appraisals on this website by simply clicking here.
Challenge your tax assessment in Los Angeles County
If you live in an area where property values have declined, it's possible you're paying too much in property taxes.
When building your case, an appraisal from WalshStreet Appraisals is your best evidence.
We're capable of assisting you in appealing your tax assessment.
PMI removal will lower your mortgage payment
Private Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask home owners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate.
Very often, this added payment is bundled into the monthly mortgage payment and is promptly forgotten.
PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate.
In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to eliminate PMI, WalshStreet Appraisals can give you a statement regarding the value of your home. The cost of the home valuation can generally be recovered in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from WalshStreet Appraisals
A divorce can be a particularly traumatic event for both parties, and it is often more complicated by the challenging decision of who keeps the home.
Regardless of the circumstances, it's wise to order an appraisal from WalshStreet Appraisals so both parties are entirely aware of the true market value of their house.
If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Accurate and fair estate liquidation with help from WalshStreet AppraisalsSettling an estate
The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved.
We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthier individuals.
And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.
Let WalshStreet Appraisals assist you in relocating to or from Los Angeles County
We are aware of the headaches associated with an employee relocation.
We take great care in setting up an accommodating appointment time for the appraisal inspection.
During our thorough process, we recommend employees that are moving to provide feedback on the positive attributes of their property, along with information about any current sales or listings in their neighborhood that they want considered.
Sell your home quickly at the right price with an appraisal from WalshStreet Appraisals
A professional appraisal will help you make a better educated decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent.
An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents.
The price we charge isn't related to the sales price, but rather they rest on our efforts to complete the appraisal.
We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis.
And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.