Why you should hire an appraiser

Each year, thousands of people in California buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. And while there are an increasing number of automated home valuation systems that might seem less expensive than an appraisal, practically all lenders still call for a local expert because the stakes are very high. You might think that securing a mortgage is the only basis for getting an appraisal, but there are more times when the services of a licensed, independent real estate professional might be beneficial.

For real estate appraisals in Los Angeles and Los Angeles County, it's easiest when your order online from WalshStreet Appraisals, just click here.

Appeal your tax assessment in Los Angeles County

It's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a past assessment of your house, so if prices have gone down in your area, you can challenge your assessment and save money. When building your case, an appraisal from WalshStreet Appraisals is your best evidence. At WalshStreet Appraisals,we can assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the home, nearly all lenders ask home owners to take out an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, WalshStreet Appraisals can produce a statement regarding the value of your home. The expense of the appraisal can often be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very heartbreaking event for the parties involved, and it is often even more complicated by the difficult decision of who gets the house. Regardless of the circumstances, it's prudent to get an appraisal from WalshStreet Appraisals so both parties are entirely aware of the true market value of their property.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with WalshStreet AppraisalsSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these issues. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Los Angeles County?

Moving due to a job change is a more than just an inconvenience, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive attributes of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Let WalshStreet Appraisals assist you in selling your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.


WalshStreet Appraisals P.O. Box 351081 Los Angeles, CA 90035
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