Reasons someone would call WalshStreet Appraisals

To many, an appraisal is simply a line item on the settlement sheet for a home purchase or refinance. Even though there are a multiplying number of automated home valuation processes that may seem more practical than an appraisal, most lenders still call in a local expert because the stakes are so high. But is securing a mortgage the only basis for getting an appraisal? Are there other cases when the services of a licensed, independent real estate professional might come in handy? Of course.

Contact WalshStreet Appraisals if you're planning on any transaction where the value of your home is a factor. Just click here

Appeal your tax assessment in Los Angeles County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your home, so if values are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from WalshStreet Appraisals is your best evidence. At WalshStreet Appraisals,we can assist you in challenging your tax assessment.

Let WalshStreet Appraisals assist you in lowering your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the home, most lenders ask buyers to buy an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI payments when the balance is paid down to 78% of the original value.

WalshStreet Appraisals can provide you with a statement regarding the value of your home, and the price you paid for the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.

An appraisal from WalshStreet Appraisals will help you settle a divorce with less stress

A divorce is a particularly daunting event for the parties involved, and it is often further complicated by the challenging decision of who gets the house. It's a good idea to get an appraisal from WalshStreet Appraisals so both parties are completely aware of the true market value of their property, regardless of the circumstances.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Let WalshStreet Appraisals assist you in relocating to or from Los Angeles County

We understand the headaches involved with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide remarks on the positive characteristics of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Don't sell out for too little or keep your home on the market too long.

A professional appraisal can help you make a more informed decision regarding your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't related to the sales price, but rather they rest on our efforts to finish the appraisal.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.


WalshStreet Appraisals P.O. Box 351081 Los Angeles, CA 90035
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