Why obtain an appraisal from WalshStreet Appraisals?

Year after year, thousands of people in California purchase, sell or refinance their home. Most of these transactions contain a simple line item for an appraisal. The majority of lenders still call in a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that might appear more prudent than an appraisal. But is securing a mortgage the only reason to acquire an appraisal? Are there additional cases when the services of a certified, independent real estate professional could come in handy? Absolutely.

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Let WalshStreet Appraisals help you challenge your tax assessment in Los Angeles County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from WalshStreet Appraisals is your best evidence. At WalshStreet Appraisals,we can assist you in challenging your tax assessment.

WalshStreet Appraisals can help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask homebuyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the property. This added payment is often lumped into the monthly mortgage payment and is promptly forgotten. This is bad because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.

WalshStreet Appraisals will give you a statement regarding the value of your home, and the expense of the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very daunting ordeal for both parties, and it is often further complicated by the strenuous decision of who keeps the home. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from WalshStreet Appraisals, regardless of the circumstances.

The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

WalshStreet Appraisals can assist you in relocating to or from Los Angeles County

We are aware of the stress associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any new sales or listings in their area that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from WalshStreet Appraisals

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. The price we charge isn't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.