There are lots of reasons the public calls on WalshStreet Appraisals

Each year, thousands of people in California buy, sell or refinance their home. A lot of these transactions consist of a simple line item for an appraisal. Even though there are a developing number of automated home valuation methods that might seem more prudent than an appraisal, practically all lenders still need a local expert because the stakes are very high. But is securing a mortgage the only reason you should get an appraisal? Are there additional situations when the services of a certified, independent real estate professional might come in handy? Of course.

Contact WalshStreet Appraisals if you're planning on any transaction where the value of your property is a factor. Just click here

Dispute your tax assessment in Los Angeles County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from WalshStreet Appraisals is your best evidence. We're qualified to assist you in appealing your tax assessment.

WalshStreet Appraisals can help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, almost all lenders ask homeowners to buy an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, WalshStreet Appraisals will produce a statement regarding the value of your home. The cost of the appraisal can often be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from WalshStreet Appraisals

A divorce is often complicated by the strenuous decision of who maintains the property, and it can be an especially traumatic experience for both parties. So both parties are fully aware of the true market value of their house, it's a good idea to get an appraisal from WalshStreet Appraisals, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocating to or from Los Angeles County?

Employee relocation can be a more than just an inconvenience, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from WalshStreet Appraisals

A professional appraisal can help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't contingent upon the value we come up with, but rather they rest on our efforts to complete the appraisal.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.


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